FAQ
Voyage Financial provides flexible, customized financing solutions to small and medium-sized businesses, including equipment financing, business lines of credit, working capital loans, and vendor financing.
We provide financing for all types of business equipment, including specialized machinery, vehicles, and other business equipment essential to operations.
Yes, if it fits the needs of your business, Voyage Financial can provide financing for used equipment, helping you acquire the assets you need at a lower cost.
Yes, in the majority of cases, interest paid on equipment loans offers tax-deductible benefits. Additionally, businesses may be able to take advantage of accelerated depreciation deductions, providing significant tax savings.
The financing solutions at Voyage Financial are tailored to small and medium-sized businesses in all phases. If you have a new startup or are looking to expand your small business, we can provide the working capital you need.
Voyage Financial’s application and approval process is designed for speed. Many of our available financing products can be funded in as little as 24 hours.
Unsecured loans can be funded in as little as 24 hours. For other financial products, funding is often available within 48 hours and is dependent on the type of financing and overall documentation requirements.
Voyage Financial’s approval process requires limited documentation, which often includes a credit application and bank statements. Our team can guide you through specific requirements based on your loan request and available options.
In most cases, a personal guarantee is required for business loans. This is the industry standard and provides the lender with a level of security to mitigate risk. Other options are available. Contact us to Learn More.
Voyage Financial performs soft credit checks during the loan financing application process.
Our flexible financing solutions are tailored to your business operations, with payment schedules that can be based on cash flow patterns specific to your business.
Yes, our revolving line of credit options are a great solution for working capital requirements and meeting day-to-day operational needs.
Voyage Financial can evaluate your current equipment financing structure and take over finance or lease obligations from other companies.